I've designated an Investment Account for a child. Who owns it?

During the course of our work with clients, it's quite common for parents or grandparents to want to set some money aside for a child. Sometimes this money is formally transferred into a trust for the child, and often a Trust Deed is created which details exactly what can happen to the money and who owns it.

Your Memories of HRH Queen Elizabeth II

When the Queen passed away last month we shared our message of condolences and asked if you had any personal stories about the Queen that you’d like to share. David and Robert both contacted us with their memories of encounters with Her Majesty. We hope you enjoy their anecdotes.

Sharing My Screen Cost Me £48,000

New research highlighted in a recent press release from the Financial Conduct Authority (FCA) has found that nearly half of investors would fail to identify a screen sharing scam. So, what is a screen sharing scam, what does it mean for you and how would you know what to look for?

Should You Borrow To Invest in Stocks, Shares or Property?

Often the ideas for our blog posts spring out of conversations we have with our clients or colleagues, such as our recent article "How Much Money Should I Leave Behind For My Children", and this one is no different. Here's our answer to why people borrow money, and whether borrowing to invest is the right option for you.

How to Avoid 55% Tax on Your Pension – Explaining the Lifetime Allowance

If your pension is still in its early years you may not need to worry about the “Lifetime Allowance”, or LTA. But if you have paid in to a scheme for many years, whether it’s a personal pension or your employer’s scheme, then it’s important that you understand how the LTA could affect you and your future planning. Overlooking this could mean losing 55% of your pension in tax.

October 2022 Investment Update

Andy Jervis, Chairman at Chesterton House Financial Planning, met with Managing Director and Head of Investment Committee, Richard Urwin to take a look back at the last few months and see how our client's portfolios have been performing against the turmoil caused by world events. The conversation covers what we might expect for the future and our advice on what you should (or shouldn't) be doing.

Chesterton House Foundation

It's been a dream of ours for a long time to be able to provide direct support to people and charities who are doing a great job, whether it's caring for people with certain conditions or illnesses, helping people who are going through difficult circumstances, or inspiring people to live better and more creative lives. After a lot of planning we have launched the Chesterton House Foundation to target help to where it's most needed. Visit our website to read more about What, the Why and the Who behind the charity.

Our Team have been very enthusiastic about supporting the new Foundation, and some of them have voluntarily stepped forward as Trustees. To ensure the independence of the Board we are now inviting applications from individuals who are interested in serving as a Trustee. If this sounds like something you'd like to be involved in, click here to apply. We're closing applications on 3rd January. If you'd like to know more about the role please ask and we'll be happy to guide you. If you've never been a Trustee before we'll be providing training and guidance as we get under way.