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Welcome to your September update from Chesterton House
In this month’s update:
Explore the next evolution of your investment engine and what it means for your portfolio.
Learn whether taking a lump sum from your pension could help reduce Inheritance Tax.
Discover why women are shaping the future of wealth — and what that means for financial planning today.
Share with the next generation: why starting early with saving can make a lifelong difference.
Plus, see some of our recent Chesterton House Foundation grant recipients and find out how to get involved.
We hope you enjoy this month’s edition.
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Autumn Budget: Stay Calm, Stay Focused
Last week it was announced that the Chancellor, Rachel Reeves, will deliver the Autumn Budget on 26th November 2025. With the later-than-usual date, speculation about possible tax changes and their likely impact is rife as commentators put forward their ideas for what the Budget might contain.
Of course we won't know for sure what the changes will be until they are announced on Budget Day. Even so, it's easy to get caught up in all of the hype and start worrying about how you might be affected. It’s natural to feel uneasy, but if you’re working with Chesterton House, there’s no need to react hastily. Your plan is built around your values and goals, not the next headline.
We expect some changes, but we can only guess what they might be. Any action that we recommend will always be based on proper analysis and careful consideration of our clients' individual circumstances and goals - that's one of the benefits of working with our team.
Come the day, we'll be keeping a close eye on things ready to make calm, careful adjustments if needed. If it's appropriate we'll be in touch with our recommendations. Until then, we suggest that you ignore the speculation and stick to your carefully crafted Plan.
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The Next Evolution of Your Investment Engine
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At Chesterton House, our purpose is simple: to help you live the life you want, with confidence about your money and peace of mind about the future. That’s why we regularly review and refine how we look after your investments, making sure your financial engine runs smoothly and reliably.
Our Investment Committee have taken a deep dive into how we structure our portfolios, how they’ve performed, what they cost, and whether they are taking advantage of modern theory and practice.
As a result of this detailed review, we’re introducing the next evolution of our investment engine.
We explain in our blog post.
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| Read about what's happening here
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Should You Take a Lump Sum From Your Pension to Avoid Inheritance Tax?
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With inheritance tax back in the headlines, many people approaching retirement are rethinking their pension strategies. You may have noticed reports of record-breaking pension withdrawals, and it’s worth understanding what’s driving the trend — and what it could mean for your own plans.
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| Find out more in our post here
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Women & Wealth: Financial Planning That Actually Gets It
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Something interesting is happening in the wealth world. Over the next five years, women are set to control an even larger slice of the UK’s assets. McKinsey research suggests that globally, women will hold nearly 40% of investable wealth by 2030—and this pool
is expanding faster than the overall market.
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| Read about it in our post here
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