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Retirement Worries,‌ Student Fees & Real-Life Financial Planning
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Hello

Welcome to your August update from Chesterton House


Whether you’re planning for retirement, supporting your children through university, or thinking about how to care for loved ones in future, good financial planning can give you the clarity and confidence to move forward.

In this month’s update:

  • Read how we helped Keith turn pension confusion into a clear plan for retirement.

  • Find out why today’s younger generations could face a tougher time retiring — and what that means for financial planning now.

  • Get up to speed with the latest on student finance for 2025/26.

  • Explore how caring responsibilities can affect your finances — and why your plan should reflect them.

Plus, if you’re thinking of booking a holiday, we’ve got a way to make it even more rewarding — for you and for a good cause.


We hope you enjoy this month's edition.


How We Helped Keith Build a Retirement Plan That Gave Him Peace of Mind

When Keith first got in touch, he felt totally lost when it came to his pensions. He’d had a long career, moved house a few times and, like many people, had paid into various workplace pensions along the way.


But when the time came to think about maintaining an income in retirement, he realised he didn’t really know what he had or what to do next.

Read how we helped Keith

Are We Heading for a Retirement Crisis?

Here’s something you might not expect to hear: people retiring in 2050 could actually be worse off than today’s pensioners. That’s the warning from the Department for Work and Pensions, which has just brought back its Pensions Commission to look at how we begin to close the growing gap between what people are saving and what they’re likely to actually need.

Read about it in our post here

Paying for an Education? Student Finance 2025/26: What You Need to Know?

If your child is heading off to university soon, or if you’re thinking about pursuing your first degree, diploma or master’s course yourself (there’s no upper age limit for student loans), understanding how to pay for it all is crucial — and it’s a key part of your wider Financial Plan.

Read about planning for student fees here

Caring Takes Many Forms — Your Financial Plan Should Too

Caring can be one of life’s most rewarding roles. But it can also be one of the most emotionally and financially demanding. And often, the challenges show up when we’re least prepared for them.


That’s why your financial plan shouldn’t just be about growing your wealth. It should support your real life — and caring is a reality for many of us, either now or in the future.

Read our post about planning for care here

Thinking about booking your next holiday?

Why not make it even more rewarding this year?


With Riviera Travel’s Affinity Scheme, 10% of your holiday cost will be donated to the Chesterton House Foundation - at no extra cost to you!


Start planning your next adventure and help us support valuable causes at the same time.

Book your next adventure here

If you have an idea or event you'd like to run to raise money for the Chesterton House Foundation, it's easy to do using JustGiving. For more information or any support or guidance please get in touch with Jenny, who is happy to help. You can reply to this email or call on 01509 610472.


In Case You Missed It...

Drowning in Financial Paperwork? You’re Not the Only One

Should I Change My Pension Plans When Markets Are Unsettled?

Why Choose Independent Financial Advice Over Others?

Understanding Risk Tolerance: What It Means and Why It Matters

We hope you enjoyed reading this newsletter. You can read all of our blog posts on our website at any time - just click to have a browse.

The Chesterton House Team

If you’ve had a recent experience or achieved a goal you’d like to share, we’d love to hear from you! Your stories inspire us—and might just inspire others too. Email Jenny at jenny.jervis@chestertonhouse.co.uk or reply to this email.

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